5 Things to Do to Buy a Home in the New Year!

Unlock your dream home in the new year with these 5 essential things to help guide you through the home-buying process! So, you’re ready to move forward with an offer once you find a home you love.


1 – Set a budget you’re comfortable with!

Keep in mind that your mortgage payments do not cover additional costs, such as utilities, HOA or condo fees. So, coming up with a budget beforehand of what you’re comfortable spending each month will help determine your price point.

2 – Get pre-approved with a trusted, local lender.

Make sure you work with a lender that works beyond the normal 9-5 shift, and will get you a pre-approval on the at night or on the weekend while you’re seeing homes, unlike bigger banks that are closed on the weekends (and so are their staff!) We work with many great lenders and would be happy to refer to you!

3️ – Figure out what type of house you’re looking for.

Do you want a fixer upper? Do you want a house that is turnkey and move-in ready? These are some important questions to ask yourself, which help determine your price point vs. area you want to be in.

4️ – Use a real estate agent that will work for you!

Find an agent that makes you the priority. You should always feel as though you 100% have an advocate and expert guide on your side!

And of course, we would love to be your agent 🙂 

5️ – Think of your future plans.

Think about your future plans – and talk to your lender and agent about resale value down the road and about what changes you could make to add value if investment opportunity is important to you. Is this a 5 year home or a forever home?


Have questions about the home-buying process or ANYTHING real estate related? Don’t hesitate to reach out!


Elisabeth Yeager

Elisabeth Yeager Homes and Farms Group of VYBE Realty

c: 443-878-5088 | o: 410-220-4648

[email protected]